At Gold Crown Credit we help to build strong personal credit but also help businesses just like yours become credible and fundable. Our Business Credit program is the most comprehensive and advanced credit system on the market today. The objective of building business credit is to have a business credit profile (similar to your personal credit reports) that get you approved for credit lines even as a new business start-up.
We also provide Business Funding. Having access to funds will help grow and scale your business.
Business Credit lines are accounts linked directly to your EIN, not your SSN. Get started by ensuring that you meet credit issuer approval guidelines before you apply. We set you up with Dun & Bradstreet, Experian, and Equifax quickly, and access your business credit reports and scores, even fix credit inaccuracies. Immediately obtain vendor credit to start your business credit report and score. Next, secure store, fleet, and cash credit that’s linked to your EIN not your social security number with no personal credit check or personal guarantee.
Personal help setting Up and activating your business Credit profile and Certified Business Credit Coaches that can help you at any stage!
Exclusive FREE access to Experian Smart Business Report Details
Access To The Largest Credit Network of business and business
Immediate Credit Lines Over 25 vendors that approve even start ups
Meet All Lender Standards with Step-by-step review of compliance to ensure your business meets or exceeds all lender credibility standards
Use Your EIN NOT Your SSN with One click application process to get approved with no personal guarantee
We help you understand and meet the secret, unpublished, underwriting requirements that lenders and credit issuers have, so you’ll know you can get approved before you even apply. We assist you with filing for the best entity type to help eliminate your personal liability, setup your business address to meet credit issuer standards so you can get automated approvals, obtaining your business phone, fax, and toll-free number that meets lender’s 5 essential qualification requirements, and getting you listed with 411 saving you $400 annually.
We also assist you in setting up your email address, website, and ensuring you have the proper licenses and online listings that lenders and credit issuers look for, and avoiding restricted industry business names that will automatically get you red flagged and denied for credit and financing. We decode credit issuer and lender approval requirements, so you’ll be able to get automated approvals when you apply for credit, instead of getting denied or facing an uphill battle with manual underwriting reviews. We do this by providing you these unique benefits in the first step of your business credit building process:
-411 Credibility Listing
-EIN and Entity Setup Assistance
-Business Name Credibility Check
-Business Address Creditability Check
-Business Phone Credibility Check
-Website and Email Credibility Check
-Business Bank Account Setup Assistance
We make it easy for you to setup your business credibly so you can get the most amount of credit and financing for your business.
Step 2: Establish Business Credit Reports
Through our Business Credit Builder, we help you get setup and activate your credit profiles with Dun & Bradstreet, Experian, and Equifax Commercial, as well as access your free D-U-N-S number with D&B. Plus, the Business Credit Builder is the only place that you can access your Experian Smart Business data at no cost, and monitor it ongoing. And you can also enjoy our unique credit monitoring integration with Dun & Bradstreet and Experian that’s powered by Nav. This way, you can monitor your business credit building in real time and receive email alerts when new accounts are added, monitoring your tradelines as they are added to your report. The Finance Suite helps you:
-Get Setup with D&B, Experian, and Equifax
-Access Experian Smart Business Data at No Additional Cost
-Get Exclusive Business Credit Report and Score Training
-Access Your Experian and D&B Credit Reports and Scores through Nav
Even one derogatory item on your business credit reports can get you denied for loans and credit cards. Your Business Credit Builder provides you an easy way to dispute and fix inaccurate and harmful information on your business reports with D&B, Experian, and Equifax, so you can have a strong business credit profile and score to get approved for the most money at the best terms. We help you get setup initially with the business reporting agencies, fix credit inaccuracies, and monitor your business credit as you start to obtain HIGH-limit revolving credit and auto loans.
Getting approved for initial business credit when you have none reporting now, is where most business owners fail when building business credit. This is because over 97% of trade vendors don’t report to the business credit reporting agencies. The Finance Suite helps you obtain real useable credit with trade vendors who will give you EIN credit with no personal credit check, even when you have none reporting on your business reports now. These trade vendors provide products and services you use now and give you credit that helps you ease cash flow constraints. Here’s what you should know about the trade credit we help you secure:
-Get Approved Even as a Startup
-No Cash-Flow Requirements and No Bank Statements or Tax Returns Required for Approval
-This Credit is Unsecured and There is No Collateral Required for Approval
-Get Approved with No Personal Credit Check or Personal Guarantee
Your new credit reports to Dun & Bradstreet, Experian, and Equifax Commercial helping you establish your initial tradelines, reports, and scores with all three major reporting agencies, that are needed to start getting store, fleet, and cash credit. If you do have good personal credit, you can also qualify for our Unsecured Business Financing program where you can enjoy:
-Unsecured Cash Credit Lines up to $150,000
-0% Interest Rates for 6-18 Months
-No-Doc Approvals where You Can Get Approved Even as a Startup
Whether you use our vendor accounts to build your initial business credit or take advantage of our Unsecured Business Financing program, you’ll get your initial business credit profiles and scores established with D&B, Equifax, and Experian, so you can start to secure HIGH-limit revolving credit from stores as well as fleet and cash sources, without a personal guarantee or credit check.
Once your initial business credit is established, you’ll start to get access to high-limit revolving credit cards in your business name that are linked to your EIN number, not your SSN. This credit requires no consumer credit check, or personal guarantee for approval. You’ll be able to secure:
-Store business credit with Dell, Apple, Walmart, Amazon, Costco, Sam’s Club, BP, Chevron, Home Depot, Lowes, Staples, Office Depot, Ikea, and with most other major retailers
-Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
-Cash credit including Visa and MasterCard accounts you can use in most locations worldwide
-Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name
Our Business Credit Builder helps you obtain credit with places like Amazon, Walmart, Dell, Apple, Costco, Sears, BP, Chevron, Sprint, and most other major retailers with individual credit limits of $10,000-$50,000. Plus, you can see each credit issuer's underwriting guidelines, so you’ll know you can get approved before you even apply.
You’ll also get access to high-limit, revolving fleet credit cards you can use at multiple locations for all types of vehicle needs including vehicle maintenance, tires, fuel, even major repairs. Fleet credit helps you cover your individual auto vehicle expenses, as well as those that occur when managing a fleet of vehicles.
Plus, you’ll get access to high-limit, revolving CASH credit cards you can use at most stores worldwide. These Visa and MasterCard credit cards don’t require a personal credit check or a personal guarantee for approval, and allow you to take physical cash out of the cards.
And, through your finance suite, you can get approved for auto vehicle financing that doesn’t require a personal credit check or personal guarantee for approval. You can access multiple funding sources, and finance one or more vehicles in your business name with no consumer credit reporting.
We help you through the entire business credit building process for obtaining initial vendor accounts to start building business credit, to obtaining high-limit store and fleet credit cards, to getting approved for cash credit and auto vehicle financing, all of which requires no personal credit check or personal guarantee.
Your own Business Finance Suite for Your Business
English and Spanish Access
Credit issuers, suppliers, and lenders view a 411 listing as a strong sign of business credibility that’s only obtained by an established business. A business owner can’t go directly to 411 to get setup; they only set you up once they find your business organically online. We pay List Yourself for your listing each month, so you can save $360 annually.
Our business advising team helps you through the complex process of setting up your entity and your EIN saving you both time and money. Companies charge as much as $97 just for the setup of a business EIN, even though it can be obtained directly from www.irs.gov at no cost. And, we work with you to setup the right entity, helping to reduce your personal liability and reducing your risk of lawsuits. That means not only building a better business but protecting yourself and your wealth as well.
Lenders and credit issuers have lists of restricted industries, and if your business name is on this list you will often times be unfairly denied, or face more stringent underwriting requirements just because of others perceived bad behavior. Plus, the business credit reporting agencies also will issue you a lower credit score if you’re on one of these lists. Our advising team helps you properly setup your business name from the start to avoid being red flagged by the business reporting agencies, lenders, or credit issuers as high risk. Again, this can mean faster credit at better rates and that can lead to you achieving or exceeding your business and personal goals.
Lenders and credit issuers know whether the address you put on an application is a P.O. box, UPS address, home, or business address. If you have a non-preferred address, you’ll get denied automatically. We use the same credibility check that lenders use to help ensure your business address meets credit issuer and lender standards so you’ll know the quality before you even apply, helping you get an automated approval instead of a denial. Don’t let one little mistake (that’s easy to make) deny you access to the credit you need and when you need it.
Lenders and credit issuers have over 10 requirements your phone numbers must meet to get approved for credit and loans. We help ensure you meet the requirements for your phone and fax number so you’ll know you can get approved before you even apply. That simple but secret action (with out help) can really make a difference in whether or not you get access to credit and at the best pricing.
Your website and email address must meet certain criteria to get automated approvals when applying for business credit. We help you navigate these requirements, and setup your website and email address the right way so you can get automated approvals with credit issuers, and making it easier to get approved for business loans and credit lines. And approval means achieving what you’ve been working so hard to achieve.
Conventional banks have an internal credit score known as the Bank Rating that determines if you’ll be approved, or denied for business loans. Through the finance suite, you get education on how this score works so you can have a lendable Bank Rating to secure conventional bank loans. We also help you with setting up your bank account properly, helping you save time and money. So when we do some of the heavy lifting, you’re freed up to make more and keep more. It’s essential that you have the ability to accept credit cards to have a successful business. Through the finance suite you can access merchant accounts to accept credit cards from your customers, even if you are high risk and even if you’ve been turned down before. If you have an account now, we can even help you secure a backup account or get a new account with lower rates and less fees. And, depending on your type of business and customers, that can make a significant change in your profitability and ability to accept payments.
Our finance suite we help you get established with Dun & Bradstreet, Experian, and Equifax Commercial. You’ll get setup with each agency, have your credit profiles activated, and even get your D-U-N-S number at no additional cost. These important steps, through Credit Site, allow you to establish your business credit, while saving the thousands-of-dollars some reporting agencies charge to do this. And, better business credit translates into more money to build and to grow your business when you need it.
Business credit ( like your reputation for great products and/or services) is one of the most valuable assets a company has. As important as it is, most business owners don’t know what’s on their business credit reports, or even how to read a business report. The finance suite comes complete with video training that helps business owners successfully understand their business credit reports, and the multiple scores that appear on each report. With this training, you can build that business asset right from the start, or as soon as you start working with us.
Our finance suite we help you get established with Dun & Bradstreet, Experian, and Equifax Commercial. You’ll get setup with each agency, have your credit profiles activated, and even get your D-U-N-S number at no additional cost. These important steps, through Credit Honor will allow you to establish your business credit, while saving the thousands-of-dollars some reporting agencies charge to do this. And, better business credit translates into more money to build and to grow your business when you need it.
Through your finance suite you can also access your Experian Smart Business data throughout the business credit building process so you can see if you have a credit profile, score, and how many trade lines you have reporting. By knowing how many accounts you have reporting to Experian, you can save $600 annually because you won’t need to have access to full credit monitoring.
Being 'finically successful and independent' in your business means having access to credit. So, your finance suite provides you with an abundance of trade vendors you can get approved for immediately upon enrolling. These vendors offer products and services you are probably paying out-of-pocket for now, so just by getting approved you ease cash flow constraints. Plus, your new credit reports to all three business reporting agencies, helping you establish your initial business credit profile and score. And, this new credit requires no personal credit check, or personal guarantee for approval, helping you truly separate your consumer and commercial credit.
Get access to high-limit, revolving store credit cards through most major retailers without a personal guarantee or personal credit check through your finance suite. You’ll be able to obtain credit with places like Amazon, Walmart, Dell, Apple, Costco, Sears, BP, Chevron, Sprint, and most other major retailers with individual credit limits of $10,000-$50,000. Plus, you can see each credit issuers underwriting guidelines, so you’ll know you can get approved before you even apply. And getting approved means being able to buy things you need for your business and to pay them off, through time, as you build revenue and profitability.
Use cars, trucks or other vehicles in your business? Then you probably want or need to get access to high-limit, revolving fleet credit cards you can use at multiple locations for all types of vehicle needs including vehicle maintenance, tires, fuel, even major repairs. Fleet credit helps you cover your individual auto vehicle expenses, as well as those that occur when managing a fleet of vehicles.
Get access to high-limit, revolving CASH credit cards you can use at most stores worldwide. These Visa and MasterCard credit cards don’t require a personal credit check or a personal guarantee for approval. Plus, you can see each credit issuers underwriting guidelines, so you’ll know you can get approved before you even apply. How would it feel to have that insider’s knowledge? It’s a truly powerful advantage.
Want access to cash that also helps you to build business credit? Well, you can jumpstart your business credit building with up to $150,000 in cash credit cards that report to all three business reporting agencies. These cards do require a personal guarantee and good credit for approval, and also offer one of the easiest ways to get business financing without needing cash flow or collateral for approval. This program is also perfect for startups.
Through your finance suite, you can get approved for auto vehicle financing that doesn’t require a personal credit check or personal guarantee for approval. You can access multiple funding sources, and finance one or more vehicles in your business name with no consumer credit reporting. That means you can keep your personal credit for your personal use even while building better business credit and while getting the money you need for your business.
Get approved with revolving credit with PayPal without a personal guarantee or personal credit check. We help you get approved for a credit line with PayPal quickly and easily based solely on your PayPal processing history.
Monitor your business credit reports with Dun & Bradstreet and Experian Commercial for 90% less than working with the reporting agencies directly. With our credit monitoring integration, powered by Nav, you can get full access to your D&B and Experian business credit reports AND scores for only $27 monthly, saving you over $2,000 annually.
Get access to our cash-flow financing options so you can secure a business loan in 72 hours or less if you have revenue over $10,000 monthly now. You can get approved regardless of personal credit or collateral, and secure both loans and credit lines through this amazing funding program.
Get access to over 20 funding programs with low rates, often ranging from 1-5% with no cash flow or personal credit requirements. All you’ll need to get approved is some type of collateral such as a 401k, stocks, bonds, an IRA, account receivables or purchase orders, inventory or equipment, commercial vehicles, or other types of viable collateral.
The finance suite provides you access our full service Business Credit Advisor team in the business credit industry. Business Advisors provide concierge service, helping you through each step of the business credit building process. We’ll help coach you through the process, answer any questions you have as you build corporate credit, and help you bypass potential obstacles to expedite your business credit building.
Our Finance Officer team will help you determine all the business loan and credit lines you can get approved for now. And, they’ll also create your Finance Blueprint, mapping out a plan to get you the most amount of capital in the months and years to come. Your Finance Officers will find the best lenders for you, and even negotiate terms so you can get the lowest-rate, and longest terms on the loans and credit lines you secure. Whenever you need money now or in the future, your Finance Officers will jump into action to help you get the most money at the best terms.
Your own Business Finance Suite for Your Business
English and Spanish Access